About us
Welcome to Optima Health and Life, where financial expertise meets innovative insurance solutions.
Our goal is to support accountants and finance professionals in providing their clients with tax-efficient insurance options that can be easily incorporated into expenses.
At Optima Health and Life, we specialise in arranging tailored insurance plans that maximise tax benefits and financial security.
We understand the importance of efficient financial planning, and our services are designed to help clients make the most of their insurance in a tax efficient manner.
We recognise the vital role that accountants and finance companies play in guiding their clients' financial decisions. By partnering with us, you can offer your clients a valuable resource for optimising their insurance coverage while minimising tax liabilities.
Furthermore, our partnership is built on mutual success. For every appointment generated through your referral, Optima Health and Life ensures fair compensation, reinforcing our commitment to our partners.
If your clients are business owners or directors we can help them unlock a multitude of company benefits through tax-efficient insurance products that we're authorised to advise and arrange using products that are exclusive to authorised advisers only.
Book a call
Schedule a video call with Optima Health and Life to explore how we can help your clients unlock director benefits and minimise corporate tax liability using exclusive insurance products available to authorised advisers.
Partner Programme
Should you believe our services could aid your clients in enhancing their business's tax efficiency while safeguarding critical assets such as their business, income, and family, we invite you to consider referring them to us for regulated advice and guidance.
Trust
Optima Health Life are rated 5 stars on Google and Trust Pilot. We are a trading style of Match Mortgages Limited who are directly authorised by the FCA. We have access to a comprehensive panel of insurers most of which are 5* Defaqto rated.
Analyse the savings
We can provide concrete illustrations of the substantial savings achieved by directors through the adoption of tax-efficient insurance plans, which are funded as permissible business expenditures, with eligibility criteria ensuring exemption from P11D reporting.
Passive Income
We will remunerate you for every client appointment completed with us, regardless of whether the client proceeds with an insurance application. Our introducers receive a fee of £100 for each completed appointment. Or you can elect for a commission percentage. Terms and conditions apply. Available on request.
Transparency
We offer access to a shared CRM platform, enabling you to monitor the progress of appointments, facilitating transparency and aiding in the calculation of your compensation.
Who regulates us?
Optima Health and Life is a trading style of Match Mortgages Limited who are authorised and regulated by the Financial Conduct Authority. FCA number (983246)
Is it GDPR compliant to share my client with you?
You can refer to external collaborators (3rd parties) in a GDPR compliant way, but you have to do it with transparency. If you are going to make a commission on this referral you should disclose this AND seek consent for the sharing with 3rd parties OR remind the client of your data privacy policy and the provision for sharing with a named 3rd party before you do so.
Can my financial adviser do this?
Business Protection is a specialised niche within the financial services industry that few advisers have expertise in.
Your financial adviser can advise and arrange Business Protection if they're authorised by their firm or network. The intricacies of Business Protection and their tax position are complicated and can be litigious if the wrong advice is given, our advisers bring decades of combined experience to ensure your clients receive accurate and reliable advice.
What Our Clients Say
Roco Latif
"Optima Health and Life saved me over £80,000
by switching to a Relevant Life Plan"
Roco Clothing Ltd
